okay here's what i did...
steps:
1. bought phone (obviously)
2. paid adam to unlock it
3. backed up my 7130c (there's a transfer setting option on the new desktop 4.2)
4. transferred said backup to the pearl
5. registered the HRT for cingular
6. Called cingular tech support and waited on hold for hours before which resulted in absolutely no info whatsoever about MMS
7. (important)- change your TCP settings in your options menu to:
wap.cingular
Apn:
Pass: CINGULAR1
(must be capitalized)
everything works web, verichat, mms, voicemail, car, life, marriage.. you name it... it's solved (okay maybe not the last parts)