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View Poll Results: Monthly Spend on Health Insurance
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Nothing - Employer Pays Everything
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3 |
30.00% |
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Nothing - I Have No Insurance
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1 |
10.00% |
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$25 or less
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0 |
0% |
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$26-$50
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0 |
0% |
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$51-$75
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1 |
10.00% |
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$76-$125
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0 |
0% |
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$126-$250
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4 |
40.00% |
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$251-$500
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0 |
0% |
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$501-$1,000
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1 |
10.00% |
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More than $1,000
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0 |
0% |
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08-20-2009, 12:34 PM
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#1
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BlackBerry Master
Join Date: Jul 2007
Model: 9780
PIN: N/A
Carrier: T-Mobile
Posts: 4,659
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Amount You Personally Pay for Health Insurance
Please Login to Remove!
Let's see if I can figure out how to post a poll.
How much do you personally -- out of your own pocket, not your employer's -- pay each month for health insurance for you and (if applicable) your family.
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08-20-2009, 12:43 PM
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#2
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BlackBerry Extraordinaire
Join Date: Sep 2006
Location: Ohio
Model: Dr01d
Carrier: Veri$on
Posts: 2,066
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$50 month + modest copays, so we're probably in the $51-$75 bracket month to month. That's for health, dental and vision for 8 people. We're very lucky.
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08-20-2009, 12:57 PM
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#3
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BlackBerry Master
Join Date: Mar 2005
Location: Austin, TX
Model: AAPL
OS: iPhone
Carrier: is Better than BB :)
Posts: 3,633
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I'm in the $126-250 bracket i guess. $140 per month / (single) self-employed.
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Last edited by test54; 08-20-2009 at 02:34 PM..
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08-20-2009, 01:28 PM
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#4
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BlackBerry Extraordinaire
Join Date: Feb 2007
Location: The OC
Model: EVO
OS: COBOL
PIN: the tail on the donkey!
Carrier: Sprint
Posts: 1,199
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Nada except copays if needed. my employer pays mine. something i negotiated years ago.
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08-20-2009, 02:17 PM
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#5
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New Member
Join Date: Jul 2007
Location: In a van down by the river.
Model: NOTE2
OS: 4.1
PIN: <- Where do I find this?
Carrier: Sprint
Posts: 15,104
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Quote:
Originally Posted by dmead
Nada except copays if needed.
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Ditto.
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08-20-2009, 03:15 PM
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#6
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BlackBerry Mensa
Join Date: Aug 2005
Location: Florida swamps
Model: iPhon
OS: 4.0.4
PIN: High
Carrier: Verizon
Posts: 7,273
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Around $250 out of pocket for family of 5.
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08-20-2009, 03:19 PM
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#7
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Crimson Tide Moderator
Join Date: Oct 2004
Location: North of the moss line
Model: Z30
OS: 7.0sumtin
PIN: t low
Carrier: Verizon
Posts: 41,921
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None of you are paying the TRUE cost of your healthcare (I guess Test is if that is the total cost and no employer contribution).
For the remainder, your employer is footing 80% of the cost.
So far, I could combine all the numbers mentioned, double it, and our family monthly insurance cost is still more.
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08-20-2009, 03:36 PM
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#8
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EPIC MOD
Join Date: Mar 2006
Location: Virginia Beach
Model: ZED10
OS: DOS 3.1
PIN: INK STICK
Carrier: Tmobile
Posts: 12,214
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Wirelessly posted (overwhelmingly stressed)
I pay out of pocket approx 140 + copays. Employer foots the rest
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ZED 10
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08-20-2009, 03:42 PM
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#9
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BlackBerry Master
Join Date: Jul 2007
Model: 9780
PIN: N/A
Carrier: T-Mobile
Posts: 4,659
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Quote:
Originally Posted by JSanders
None of you are paying the TRUE cost of your healthcare (I guess Test is if that is the total cost and no employer contribution).
For the remainder, your employer is footing 80% of the cost.
So far, I could combine all the numbers mentioned, double it, and our family monthly insurance cost is still more.
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If not more than 80%. Amazing how when you run the business you know what the total dollar cost is.  |
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08-20-2009, 04:54 PM
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#10
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Crimson Tide Moderator
Join Date: Oct 2004
Location: North of the moss line
Model: Z30
OS: 7.0sumtin
PIN: t low
Carrier: Verizon
Posts: 41,921
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Yep, I am technically self employed, I own the business, but I know the combined figure... between the company portion and the employer portion. I guess the figure is technically for the other thread... but the way I look at, I pay it. :(
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08-20-2009, 05:05 PM
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#11
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Appleinator
Join Date: Nov 2005
Location: New Hampshire
Model: App6+
OS: AJBR549
PIN: Ask
Carrier: ATT & Verizon
Posts: 20,038
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Nada for me. Just a small co-pay when required. Wife's plan covers dental and vision. Uncle Sam pays mine. The result of 23 years flying military aircraft all over the world. I have the t-shirts and bullet holes to prove it.
As for the true cost, I bet no one really can answer that. IMHO, if you get the malpractice lawyers out of the equation, then the cost would probably become more reasonable and care would improve.
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08-20-2009, 06:59 PM
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#12
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BlackBerry Master
Join Date: Jul 2007
Model: 9780
PIN: N/A
Carrier: T-Mobile
Posts: 4,659
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Quote:
Originally Posted by JSanders
Yep, I am technically self employed, I own the business, but I know the combined figure... between the company portion and the employer portion. I guess the figure is technically for the other thread... but the way I look at, I pay it. :(
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The cost per covered individual for a high-end plan is ridiculous -- and I frankly figured that the small business owners who know what the full freight charges are would in fact give that number. I've been there. |
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