There are other ways to get a Bold besides paying for it
It's definitely the device of the year, and worth every penny of the basic retail price. For a first Blackberry you could always pick up a used but clean Curve 8310 from our Buy/Sell/Trade forums here at BBF. Those can be found for about $200. No, it's not the device the Bold is, but for a first-time user the price may be attractive enough to make it your best choice.
I've had a ton of different Blackberrys (and Nokias, SE phones, Palm Treos, and Moto phones) and nothing compares to Blackberry.