[kathrynhr]

Originally Posted by monkeypaw

Sounds just like what's happening to government programs in the US. Medicare, Medicaid, Social Security. The public insurers are solvent.

It's cool that they're solvent, but since solvency and affordable availability seem at present to be mutually exclusive, I am not impressed by the former.

I pray someone comes up with a viable option that allows both.

[monkeypaw]

Originally Posted by kathrynhr

It's cool that they're solvent, but since solvency and affordable availability seem at present to be mutually exclusive, I am not impressed by the former.

I pray someone comes up with a viable option that allows both.

The CEO of Whole Foods had a good article on his opinion.

John Mackey: The Whole Foods Alternative to ObamaCare - WSJ.com

20/20 interview with the CEO:
YouTube - John Stossel - Sick in America - Part 5 (of 6)

I have an HSA plus high deductible insurance myself. Over $11k balance in my HSA savings account that would previously have gone to the insurers under my old plan. My premiums are 1/3 of a regular plan as well since they only cover if I really need significant health care.

I should note that money in an HSA is yours forever. Change jobs or change plans even and the account is still yours. You can even let it grow until you retire and use it for nursing homes. Or can even use it for premiums for insurance later on. Or a trip to Vegas if you're willing to pay the tax penalty.