The only problem with Assurion is you only get 2 claims a year. Verizon told me that if you lose your phone or it breaks two times in one year you are no longer entitled to another claim. Also, if you cancel the Assurion, you cannot add it back if you upgraded to a new phone. I was going to cancel mine and save 6 bucks a month, but Verizon deterred me saying that I wouldn't be able to add it again.
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