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Old 11-14-2006, 11:31 AM   #1
thejlw
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Default Deductible on Insurance?

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What is the deductible on insurance for the Pearl?
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Old 11-14-2006, 11:38 AM   #2
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Quote:
Originally Posted by thejlw
What is the deductible on insurance for the Pearl?
I think you're referring to an extended warrenty coverage sometimes offered through authorized dealers locations for a specific wireless carrier. You would have to ask your local dealer what the eligibility requirements are to have the warrenty honored, such as paying a damage deposit, etc.
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Old 11-14-2006, 11:42 AM   #3
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If you purchase the insurance through T-Mobile, it is $110.
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Old 11-14-2006, 11:49 AM   #4
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Cingular does not yet offer insurance on blackberrys.
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Old 11-14-2006, 12:33 PM   #5
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I got my insurance thru safeware.com. $42/yr with NO deductible for $350 coverage.
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Old 11-14-2006, 12:39 PM   #6
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110 dollars horey shiit Batman I have tmo too and I only pay 5 bucks a month and the rep made me get it when he saw the condition of my other phone lmao. He said I could just about throw ith against the wall in front of him and they would replace it. Not sure where ya got 110 bucks you bein robbed brother
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Old 11-14-2006, 12:45 PM   #7
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the $5.00 is the premium per month. The $110.00 is the deductible they charge you if you file a claim for a new unit.
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Old 11-14-2006, 02:43 PM   #8
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Quote:
Originally Posted by coreyg510
The $110.00 is the deductible they charge you if you file a claim for a new unit.
Exactly.
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Old 11-14-2006, 08:30 PM   #9
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Quote:
Originally Posted by kasperapd
Exactly.
Yeah, and its not worth it. I'd rather buy a new one, and usually if you complain enough, you can probably get a better deal than retail from them.
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Old 11-14-2006, 09:05 PM   #10
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Insurance on a phone / device is SO high because of all the rip offs that go on. Just read these forums and you will see people who brag about how they busted up their phone, called carrier, came up with a bogus excuse, got new device....

Insurance fraud is why we all pay HIGH premiums... Phone, auto, home.....
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Old 11-21-2006, 06:13 PM   #11
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Should of got back here sooner but ah I asked him "the rep" if there was some crazy deductable and he told me no. And I'm not bullpoopin either. I told him I didn't want it just cause of that. And he got his manager for me and he confermed it. So I dunno maybe its some it something they got going I dunno.
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Old 11-21-2006, 06:17 PM   #12
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They lied then because there IS a $110 deductable... Maybe they did not think that was 'crazy'
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Old 11-21-2006, 06:35 PM   #13
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Quote:
Originally Posted by coreyg510
the $5.00 is the premium per month. The $110.00 is the deductible they charge you if you file a claim for a new unit.
i just got off the phone with warrenty and their going to send me a new one,but when you make claim is it refurb or new? for 110 man i hope its new.
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Old 11-21-2006, 06:39 PM   #14
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Never had insurance... But replacements under regular 1 year warranty are a refirb...

I hope you get a new one for that price
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Old 11-21-2006, 06:54 PM   #15
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Generally, IMHO, insurance on a phone isn't worth it. If you bust it up you are going to want the newer model anyway. The high deductibles just arent worth it. I'm with Lunkhead, I get tired of reading on here about how people are going to rip off their carrier because they dropped their BB or did something else to it that was totally their fault. Those are the dishonest people trying to save a buck but losing all their integrity in the process. And they lighten all of our wallets in the process (including their own-they just don't realize it!)
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Old 11-21-2006, 06:55 PM   #16
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Er maybe just go down to the store and go postal. J\k damn that sux now I'm not sure if I even want to keep this insurance on it. Heiss its cheaper then a new blackberry but ill be payin more in the long run wit 5 bucks a month 60 bucks a year plus deductible 170.00 hmm desisions desisions .
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Old 11-21-2006, 07:05 PM   #17
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Don't worry John Clark my buds girl works as a supervisor at tha tmo call center on" Rt. 22 ". And she told us the blackberry Only costs 35 bucks to make give or take where they gotta ship it to. So I wouldn't worry bout your cost going up any with a 110.00 deductible there makin money.
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Old 11-22-2006, 09:36 AM   #18
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Quote:
Originally Posted by Thirstee
I got my insurance thru safeware.com. $42/yr with NO deductible for $350 coverage.
Does anyone else have any experience w/ safeware.com? Are they legitimate? Does it cover everything? If something happens do they get you a new phone or do they cut you a check?
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Old 11-22-2006, 09:39 AM   #19
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hmm interesting... $42 a year n no deductible... sounds good.
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Old 11-22-2006, 09:43 AM   #20
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Also can you insure 'regular' cell phones through them? On the site it just say's PDA's...I'm looking to buy an unlocked GSM phone and I want to be able to insure it...
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