BlackBerry Forums Support Community
              

Closed Thread
 
Thread Tools
Old 08-08-2008, 04:57 PM   #1
YaiMMaKoOLkiiD
New Member
 
Join Date: Dec 2007
Model: 8320
PIN: N/A
Carrier: T-Mobile
Posts: 5
Default (T-Mobile) insurance dilemma..

Please Login to Remove!

i have a blackberry curve 8320, and it's that titanium color... so here's the thing. i noticed that T-Mobile has a new color out, and i want it soooo bad-- the sunset color (or i'll even take the gold. i'm just tired of the drab gray color lol). i have insurance on the phone i have now, so i basically want to like 'lose' my trackball, call T-Mobile and tell them i need a replacement phone, sell the phone that's been 'damaged', and put that money towards the $110 deductible-- or just outright, pay the deductible myself.

my question is... if i say that my phone is 'damaged', will they make me send it back to them? bc if so, my plan will completely be foiled! lol. oh, and to the people who are already shaking their heads, i don't consider this a scam, or anything like that bc i'm WILLING to pay the deductible, and i'm not taking any money from T-Mobile, I'M paying them.

my second question is.. if i have to send the phone back, that's fine. but will they just give me back the color i had once before (boring titanium), or let me choose?
Offline  
Old 08-08-2008, 05:01 PM   #2
mckinneycm
Cisco Engineer
 
mckinneycm's Avatar
 
Join Date: Oct 2006
Location: Ventura, California
Model: 9700
OS: 5.0.0.421
PIN: 100001011001011000001100111011
Carrier: AT&T
Posts: 3,388
Default

How is this not a scam in your eyes? It would be the same thing as destroying your car on purpose so that you just have to pay your deductable and get a new car......
__________________
Corey McKinney

www.coreymckinney.com
Offline  
Old 08-08-2008, 05:03 PM   #3
SapperLeader
Knows Where the Search Button Is
 
Join Date: Dec 2005
Model: 8703e
Carrier: Verizon
Posts: 35
Default

Lets start with what you suggest is essentially fraud, but I am sure you know that right?

In my experience with insurance they have always made me send back the damaged phone (if not they charge you full retail) and you get no choice of color in fact according to their terms they do not even have to send you the same model balckberry just a blackberry. That said I have always gotten the same model as my damaged one. I work in extreme environments so my phones take a beating.
Offline  
Old 08-08-2008, 05:19 PM   #4
Snownation
Thumbs Must Hurt
 
Snownation's Avatar
 
Join Date: May 2008
Model: 9000
OS: 4.6.0.292
PIN: 21058D73
Carrier: Orange UK
Posts: 125
Default

You can go to jail for this. I hope guilt settles in soon after you try this.
Offline  
Old 08-08-2008, 05:28 PM   #5
hnsimpson
BlackBerry Extraordinaire
 
hnsimpson's Avatar
 
Join Date: Nov 2005
Location: NC
Model: 8130
OS: 4.5xxxx
PIN: pm me for it
Carrier: Verizon
Posts: 1,039
Default

Wirelessly posted (8310 AT&T)

Your mother should have spanked you more.

-simpson
__________________
"Just bust a move."

-Young MC
Offline  
Old 08-08-2008, 05:30 PM   #6
hnsimpson
BlackBerry Extraordinaire
 
hnsimpson's Avatar
 
Join Date: Nov 2005
Location: NC
Model: 8130
OS: 4.5xxxx
PIN: pm me for it
Carrier: Verizon
Posts: 1,039
Default

Wirelessly posted (8310 AT&T)

...Oh I forget:

lol

-simpson
__________________
"Just bust a move."

-Young MC
Offline  
Old 08-08-2008, 05:33 PM   #7
BBSwany
CrackBerry Addict
 
BBSwany's Avatar
 
Join Date: May 2008
Location: Colorado
Model: Z10
OS: 10
Carrier: Straight Talk
Posts: 684
Default

You can always buy a housing from
Cellular Accessories - Accessories Store, Samsung, Nokia, SonyEricsson, BlackBerry, Tools, NEC, Apple,
Or
HorizonWirelessOnline.com - Horizon Wireless, The World’s Cellular Repair Center ß
That's always better than committing insurance fraud. And the housings are about $ 50 which is half your deductible. Everyone wins. You don't go to jail and you change the color of your device!
__________________
HOW-TO's | TIPS & TRICKS | WALLPAPERS: BBGrounds
Bold OR Storm on T-Mo? WANT YOUR BROWSER & MMS? CLICK ME!

[SIGPIC][/SIGPIC]
Offline  
Old 08-08-2008, 05:42 PM   #8
sgtcasey
BlackBerry Extraordinaire
 
Join Date: May 2007
Location: New Mexico
Model: 8320
OS: 4.5.0.55
Carrier: T-Mobile
Posts: 1,461
Default

T-Mobile only sells the insurance, Asurion is the one who you would deal with for any type of insurance claim.

To my knowledge you get the exact same phone that you insured to start with, so you'd get the same color.

Dave
Offline  
Old 08-08-2008, 05:45 PM   #9
John Clark
BBF Moderator
 
John Clark's Avatar
 
Join Date: Jun 2005
Model: Z30
OS: 10.2.1.x
PIN: s & needles
Carrier: AT&T
Posts: 34,720
Default

Dave is correct. And, yes it's considered insuarance fraud. It's such a small amount of money. It's hard to believe you'd give up your ethics and values for that.

Just order a new housing from HorizonWirelessOnline.com - Horizon Wireless, The World’s Cellular Repair Center ß
Offline  
Old 08-08-2008, 05:47 PM   #10
dhollins
Talking BlackBerry Encyclopedia
 
dhollins's Avatar
 
Join Date: Nov 2007
Location: Mississippi
Model: 9700
OS: 5.0.0.330
PIN: N/A
Carrier: T-Mobile
Posts: 260
Default

Tis....Tis....Tis

But, YES, you will have to send the bb to Assurion. They handle T-Mobile's claims. They will send you the same type/color bb. It will be a refurbish unit as well.
__________________
The BEST place to start IS.....
http://www.blackberryforums.com/search.php

FOLLOW ME ON TWITTER
Offline  
Old 08-08-2008, 05:49 PM   #11
greggebhardt
No longer Registered.
 
greggebhardt's Avatar
 
Join Date: Jan 2005
Location: Jacksonville, FLorida
Model: 9000!
PIN: NOT!
Carrier: AT&T
Posts: 3,762
Default

Quote:
Originally Posted by hnsimpson View Post
Wirelessly posted (8310 AT&T)

Your mother should have spanked you more.

-simpson
The mother should have stuffed snow in it's mouth at birth!

It is hard to believe that people, these days, are so cold about being a thief, they can come here and ask advice about how to do it. I do not think this poster actually understands what he is doing is wrong and tries to justify it! He wants us to give him support! LOL!
Offline  
Old 08-08-2008, 05:52 PM   #12
sgtcasey
BlackBerry Extraordinaire
 
Join Date: May 2007
Location: New Mexico
Model: 8320
OS: 4.5.0.55
Carrier: T-Mobile
Posts: 1,461
Default

Quote:
Originally Posted by greggebhardt View Post
The mother should have stuffed snow in it's mouth at birth!

It is hard to believe that people, these days, are so cold about being a thief, they can come here and ask advice about how to do it. I do not think this poster actually understands what he is doing is wrong and tries to justify it! He wants us to give him support! LOL!
It's more of a reflection on society as a whole I think. Fewer and fewer parents are teaching their kids the different between right and wrong. Instead they're teaching their kids that they're entitled to things no matter how they are able to come by those things.

Instead more parents should be teaching their children that their actions might not have consequences for them (unless they get caught) but they do have consequences for others (higher insurance prices).

<rant over!>

Dave
Offline  
Old 08-08-2008, 06:15 PM   #13
PabloTX
Talking BlackBerry Encyclopedia
 
Join Date: Mar 2007
Location: Tejas
Model: 8330
Carrier: Verizon Wireless
Posts: 303
Default

Besides the moral and legal implications, you're not even thinking about the financial ones.

For less than the deductible, you can get a housing set from a vendor like cnn.cn once they stock it. Changing the housing out is simple.
Offline  
Old 08-08-2008, 07:44 PM   #14
jsshapiro
Thumbs Must Hurt
 
jsshapiro's Avatar
 
Join Date: Jul 2008
Location: Pembroke Pines, Florida
Model: 8330
OS: 4.5.0.102
PIN: Yes AND?
Carrier: Verizon
Posts: 86
Default

Get "ORANGE" GLASSES....lol problem solved no insurance fraud!
__________________
All I've ever wanted was an honest week's pay for an honest day's work. - Steve Martin
Offline  
Old 08-08-2008, 10:02 PM   #15
ezrunner
EPIC MOD
 
ezrunner's Avatar
 
Join Date: Mar 2006
Location: Virginia Beach
Model: ZED10
OS: DOS 3.1
PIN: INK STICK
Carrier: Tmobile
Posts: 12,214
Default

Wirelessly posted (off to see the wizard)

If you file insurance typically you get same model same color however if they are out of your color they will send a different color! Send your BB to colorware you can get almost any color you want


What you are proposing is fraud
__________________
ZED 10
Offline  
Old 08-10-2008, 10:48 PM   #16
joginder
BlackBerry Extraordinaire
 
Join Date: May 2005
Location: AZ
Model: Passp
Carrier: ATT
Posts: 1,123
Default

Keep in mind you will still pay about 100 $ for the deductible and is it worth ? also you mind end up with a "Not-brand-new" bb
__________________
_____________________________
Never be silent about the things that matter, but what about Democracy? That matters too
Offline  
Old 08-11-2008, 12:03 AM   #17
kjjb0204
BlackBerry Extraordinaire
 
kjjb0204's Avatar
 
Join Date: Jul 2007
Location: USA
Model: 9630
Carrier: VZW
Posts: 1,813
Default

And after making the suggestion that you would do this, you should probably change your user name, cause it aint true.
Offline  
Old 08-11-2008, 12:45 AM   #18
Trimix
BlackBerry Master
 
Trimix's Avatar
 
Join Date: Apr 2008
Location: smelLA, caLAMEfornia
Model: 8320
OS: 4.5.0.182
PIN: infarina
Carrier: of alotta bacteria
Posts: 4,932
Default

WHy not just spray paint it? One of the members on this forum changed his cover to a really nice blue. Don't have the link offhand.
Offline  
Old 08-11-2008, 01:12 AM   #19
fonejunkie
Just me
 
fonejunkie's Avatar
 
Join Date: Jul 2006
Model: iFone
OS: iOS4
PIN: Not on my iPhone5
Carrier: iPhone5 on AT&T Mobility
Posts: 2,292
Default

You could always get a 12 year old kid to solder something on it to make it look orange.

Insurance fraud is a crime. Crime costs everybody... and I don't want to 'chip in' for your new phone.
Offline  
Closed Thread


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


Grandstream WP810 Dual Band Portable Wi-Fi Phone Voip Phone and Device- picture

Grandstream WP810 Dual Band Portable Wi-Fi Phone Voip Phone and Device-

$42.95



Polycom SoundPoint IP 335 HD Corded VoIP Phone Office Business Phone Black picture

Polycom SoundPoint IP 335 HD Corded VoIP Phone Office Business Phone Black

$18.00



Digium D-60 VoIP Phone picture

Digium D-60 VoIP Phone

$39.99



Open Box Audiocodes UC405HDEG IP Phone VoIP Phone picture

Open Box Audiocodes UC405HDEG IP Phone VoIP Phone

$13.72



Mitel 5330e Enhanced Gigabit (50006476) BACKLIT Display POE IP NEW picture

Mitel 5330e Enhanced Gigabit (50006476) BACKLIT Display POE IP NEW

$139.00



NEW CyberData Amplifier 011061B VoIP V2 Paging picture

NEW CyberData Amplifier 011061B VoIP V2 Paging

$89.99







Copyright © 2004-2016 BlackBerryForums.com.
The names RIM © and BlackBerry © are registered Trademarks of BlackBerry Inc.