You have a problem that can go two ways depending on the options she set. Based on info from RIM, the media card being encrypted will require a password to see any of the files if moved to a new blackberry so you need the password reguardless. If she did not set the option to encrypt then it can be moved. As for the wipe, again depends on the optins set.
do you have a backup? Data might be able to be restored after wiping.
Read here.
KB25484-Expectations when encryption is enabled for a media card in a BlackBerry smartphone 0 1849001131